Majulah Package 2025: By announcing the ‘Majulah Package’ in 2025, the Singapore government has made it clear that the elderly will not be ignored in the development of the country. This scheme has been introduced at a time when income reduces with increasing age and health-related expenses start increasing. In such a situation, this step of the government is a concrete effort to provide financial support to the elderly and make them self-reliant.
Three-pillared support system
Majulah Package 2025 provides support in three key components — retirement savings, healthcare support, and the ‘Earn and Save’ bonus. All these schemes aim to provide seniors with not only current support but also long-term security and confidence.
Clear eligibility and a simple process
The biggest feature of this scheme is that eligible citizens do not have to apply. Singaporeans born in 1973 or before are automatically considered eligible for the scheme. Eligibility is based not only on age, but also on parameters such as their CPF savings, housing category and property ownership. Once eligibility is confirmed, the benefit is deposited directly into their CPF account, eliminating the need for complex processes.
Earn and Save Bonus: Financial support for working seniors
Elderly people who are still employed in some form are provided with the Earn and Save Bonus. The government understands that many seniors are still working because they do not have enough savings. Under this scheme, they get a grant of S$400 to S$1,000 annually. The amount is determined based on their annual income and is deposited directly into their CPF Ordinary Account to help them save more for retirement.
Retirement Savings Bonus: A plan to cover incomplete savings
Citizens whose CPF savings are less than the Basic Retirement Sum are given a one-time Retirement Savings Bonus. The maximum limit is S$1,500 and it is for those who have not been able to save enough for some reason. This specifically includes housewives, people doing temporary work and those employed in the unorganised sector. This scheme ensures that no one has to suffer due to lack of money in old age.
MediSave Bonus: Relief in health expenses
Health problems are common for the elderly and the cost of treatment is also constantly increasing. In such a situation, the government has announced MediSave Bonus, under which a one-time assistance of up to S$2,000 is given. This amount is deposited directly into their MediSave Account, which they can use for health expenses such as hospitalization, medicines, regular checkups. This bonus is also decided on the basis of eligibility criteria — such as age, residence and assets.
Payment process and timeline: A combination of transparency and convenience
The payment process of Majulah Package 2025 is completely transparent and digital. The distribution of Earn and Save Bonus has started in March 2025 and so far more than 5.7 lakh citizens have benefited from it. Other bonuses — Retirement and MediSave — are also being distributed in a phased manner throughout the year. Citizens do not have to visit the bank or any office as everything is automatically transferred to the CPF account.
A social resolution dedicated to the respect of the elderly
Majulah Package 2025 is not just an economic assistance scheme, but it is a renewal of the social promise made by the government towards the elderly. This scheme shows how a developed country can provide respect, self-reliance and security to its elderly. When many countries of the world are considering the elderly as a burden, Singapore is moving forward considering them as the foundation of the society.
Mental and emotional confidence along with financial assistance
Through this scheme, the government assures the citizens that they are not alone. The government is with them at every stage of life, at every turn. This package not only gives financial security, but also provides mental and emotional strength to the elderly that they are useful and respected parts of the society.
Conclusion
Majulah Package 2025 is not just a government scheme, but a symbol of a sensitive thinking dedicated to the dignity, self-reliance and security of its citizens—especially the elderly. This scheme gives the message that even in a developed country like Singapore, the government stands with every section, especially those who have limited income or have not been able to save enough.
By incorporating aspects like retirement savings, healthcare assistance and ‘Earn and Save’, this scheme has been made completely practical and futuristic. The automated payment system and no application process make it more effective.
When the whole world is considering the ageing of the population as a challenge, Singapore has shown that the elderly can be given dignity, security and support by considering them not a burden but an asset of the society. Majulah Package 2025 is a living proof of this thinking.
FAQs On Majulah Package 2025
Q. Who is eligible for the Majulah Package 2025?
A. Singaporeans born in 1973 or earlier, with consideration of income, CPF savings, and property ownership.
Q. Do I need to apply for the benefits?
A. No. Eligible citizens receive the benefits automatically without applying.
Q. What is the Earn and Save Bonus?
A. An annual bonus of S$400–S$1,000 for low-income working seniors, credited to their CPF Ordinary Account.